Financial data without constraints.

Open Finance API

For businesses in Africa and the Middle East

Capturing a real-time quantitative and transparent view
of African and Middle Eastern businesses

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Real-time business financial data aggregation

Business Data Infrastructure API

Because Data Matters!

Our API provides the ability to easily capture a business's financial state by connecting to its business banking, ERP systems, etc...

Identity

Identity

Real-time identification of business account holder by retrieving user names, phone numbers, addresses, and emails for business accounts complementing KYC procedures

Authentication

Real-time business bank login verification and retrieval of account information such as account number and other relevant account info

Balance

Real-time balance retrieval across all accounts

Transactions

Real-time structured transactions, and historical transactions dating back to as much as the business bank account holds

ERP Invoice

Real-time retrieval of structured current and historical invoices in a given business’ ERP system (payables and receivables)

ERP DSO

Real-time retrieval of Days of Sales Outstanding and historical DSOs

Machine Learning driven

Predictive Financial Data API

Machine Learning based predictive analysis and financial insights for monitoring and tracking business risk exposure in real-time


Predictive Balance

A Real-time balance is forecasted based on incrementally updated ML models and data aggregated.

Predictive DSO

Machine Learning based prediction of Days of Sales Outstanding, and its horizon over time

Credit Worthiness Report

A real-time updated insights report computing predicted Income, affordability, risk exposure and receivables collections capability

Relay SDK

Secure

All sensitive credentials are handled securely and passed through HTTPS-only connections

Powerful Features

Register your products, connect your clients to their financial institutions / ERPs and let us handle relaying their credentianls and MFA

Dynamic UI

Feel right at home through our dynamic screens which match financial institutions' look and feel

White-labeled

Predictive Financial data and Insights Product

This is a whilte-labeled version of an experience which connects both the business data infrastructure and the predictive financial data APIs into one swift and ready-to-go UX product. Avoid a huge tech/API integration investment for a given financial institution

Financial institutions can track their business clients, retrieve data digitally on them, and monitor them with custom rules/flgas as per their internal compliance

Our mission

Transcending the traditional qualitative view of African and Middle Eastern businesses

Through REAL-TIME quantitative analysis and data aggregation, rendering the region transparent, financially healthy and attractive for investors, creditors and supply chain facilitators

Unlock investment and growth potential for regional businesses

Use Cases

Financial institutions can use a mix of our business data infrastructure and the predictive financial data APIs in order to better assess businesses and other financial institutions

Insurance Companies

Automation and accurate/real-time evaluation of Invoice/Receivables Insurance and International Trade credit insurance evaluation for exports and imports

Leasing

Industrial machinery leasing and financing through automated application analysis

Private Equity

American, European and Asian private funds attempting to make investment placements within Africa and the Middle East, will be able to accurately, transparently and quantitatively assess regional businesses, for capital injection or acquisition purposes

Banks

Automated Quantitative Credit Application analysis, Bank to bank data info retrieval for business credit applications

Supply Chain

Automated analysis for Invoice Factoring